842 Washington Way, Suite 110

Longview, WA 98632

Christmas Tree Sweepstakes Rules

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING. 1. Eligibility: This Campaign is open only to those who follow https://www.facebook.com/katiedillingerloanofficer and who are 18 years or older as of the date of entry. The Campaign is only open to legal residents of the United States, and is void where […]

Mann Mortgage wins a Top Workplace award from The Oregonian

Mann Mortgage offices and employees Top Workplace The Oregonian

For the tenth year, The Oregonian/OregonLive has partnered with Philadelphia-based Energage to rank the Top Workplaces in Oregon and Southwest Washington. The process involves an extensive survey of employees who rate their corporate culture. Only companies with the most positive employee responses on their corporate alignment, engagement, leadership, performance, coaching, and connection are considered a […]

Buying a house when you have student loan debt

Students making dinner together in new home

More than half of all college students have taken on some form of debt in order to pay for their education – mostly through student loans. The average outstanding amount owed? Between $20,000 and $24,999. If you’re among those that have student loan debt, what are your options for getting a home loan?  Do lenders look at debt? When issuing credit, lenders biggest concern is […]

Buying a home during a pandemic

Couple speaking to real estate agent while wearing masks

There’s no doubt that Covid-19 has impacted how Americans are buying and selling their homes. Social distancing rules, historically low interest rates, and more people working from home have all changed, but certainly not stopped, home sales.  What homebuying trends can we expect to continue through 2021?  Virtual home tours   Don’t assume you’ll be able to attend open houses or leisurely tour homes on […]

Buying a second house using a home equity loan

Second House Using a Home Equity Loa

Purchasing a second or a vacation home is a dream for many people. But saving enough for a down payment may be a considerable barrier. A home equity loan could be the solution. If you own a home and you’ve built equity in it, it may make sense to use that equity as the down […]

Buying a Home with Challenged Credit

Borrower at table getting mortgage with bad credit

Buying a home with poor credit can be a challenge, but it’s not impossible. Your credit score – whether it’s good or bad – is just one of the factors your home lender will use to decide whether you’re eligible for a loan.  What is a Bad Credit? Bad or “low credit” typically means your FICO score is under 600. FICO credit scores range from 300 to 850 and […]

Getting a mortgage for a tiny home?

Outside view of a tiny house with mortgage

What counts as a tiny home?   What defines a tiny house (also called tiny homes) is, of course, their size. A tiny house is considered a home under 400 square feet (the average traditional home was 2,301 square feet in 2019). Some are built on permanent foundations with a septic tank and solar panels, but most often they’re built on trailers so they […]

Mann Mortgage Named one of America’s Best Place to Work by Outside Magazine

Each year, Outside magazine accepts submissions from companies around the U.S. to be included in their prestigious list of Best Places to Work. Outside vets each company’s workplace culture, demographics, work-life balance, and perks of the job. In addition, they do an extensive anonymous survey with current employees to get their take on the work […]

What is a home equity line of credit?

Woman researching what is a HELOC loan

A home equity line of credit (HELOC) uses the equity you’ve built in your home as collateral to get an additional loan. Since you’re using your home as collateral, lending institutions generally are able to offer much more favorable interest rates than you would get from an unsecure borrowing source (like a credit card company).   How much money can […]

6 things you shouldn’t do when you’re pre-approved for a mortgage

Couple shopping after quick mortgage pre-approval

Just because you’re pre-approved for a loan doesn’t mean you’re guaranteed to get final approval on your loan. When your offer has been accepted and it’s time to begin closing on your loan, your mortgage lender is going to take another detailed look at your credit history, assets, income, and FICO score. You want to make sure you look just as good as […]

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